Today let me share with you Mr. Yoshiki Okamoto's YouTube Live video last night. He was sharing with us his thoughts on what he can do to revitalize his province called Ainancho in Ehime prefecture, which is located in the island of Shikoku.
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ゲームプロデューサー岡本吉起のYouTubeライブ（25年8月8日）
But first, he says that he's with Ms. Tapi waiting to be admitted in the hospital. It seems that his coughing since three weeks ago still hasn't disappeared.
Next, he tells us that in truth what he wants is probably not what other people, particularly those from the city, may think about when they visit the provinces.
He points out that to arrive in his hometown, people would have to use narrow roads, because the national highway ends and doesn't reach his home.
He says that he prefers that visitors can experience the beach that is so natural that it isn't yet called a resort. He also adds that there are farmlands in his province where the mikan (or ponkan) are cultivated and which are very delicious and huge, costing 1,000 yen apiece.
In addition, he thinks about further developing his hometown, putting on the mountains attractions such as casinos that can give jobs to the people.
Finally, I believe that a person who is contributing so much to the community is valued more, and therefore, in turn, receive the support that will help him live longer.
Esta noche Sr. Yoshiki Okamoto tiene un vídeo en directo en donde nos comparte algunos pensamientos de él sobre lo que él pueda hacer para revitalizar su provincia llamada Ainancho en la prefectura Ehime que está en la isla de Shikoku.
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ゲームプロデューサー岡本吉起のYouTubeライブ（25年8月8日）
Pero primero, dice que está esperando con Srta. Tapi para ingresar en el hospital. Parece que sus tos de más de tres semanas todavía no han desaparecido.
Siguiente, cuenta que de verdad lo que quiere para él mismo probablemente otra gente, particularmente las personas de la ciudad, no piense cuando visita a las provincias.
Indica que para llegar a su pueblo hay que utilizar las calles angostas, porque la carretera nacional termina y no alcanza hasta su hogar.
Entonces, prefiere que los visitantes puedan vivenciar la playa tan natural que todavía no se llame un resort. Además, dice que hay las granjas allí donde se cultivan los «mikan» (o ponkan) que son muy deliciosos y grandes, costando 1.000 yenes cada uno.
Además, piensa en desarrollar más su pueblo, poniendo en las montañas las atraciones como, por ejemplo, los casinos que pueden dar trabajos a la población.
Por fin, yo creo que una persona que está aportando tanto a la comunidad se valora más, y por eso, recibe los apoyos que le ayudará a vivir más largo entonces.
Today let me share with you what Mr. Yoshiki Okamoto spoke about regarding investing in our selves.
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毎月の余剰金は未来の自分のために使おう！岡本吉起の師匠から学んだ『自己投資』の教え｜岡本吉起塾Ch
He says that he wants everyone to be able to retire early, and tells a story about the time in his life when he was much younger and still didn't have plenty of money. He shares that during that time he had pondered on the way in which he could use the little money that he had.
Although he knew that he could save the money to get hold of more, in the end, he decided that he'd invest it in himself. For instance, he bought and put money into video games to learn them.
Still, he points out that in truth the money could be used in anything to improve oneself.
Esta noche Sr. Yoshiki Okamoto habla de la inversión en nosotros mismos.
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毎月の余剰金は未来の自分のために使おう！岡本吉起の師匠から学んだ『自己投資』の教え｜岡本吉起塾Ch
Dice que quiere que toda la gente pueda retirarse pronto, y cuenta que cuando era más jóven y todavía no tenía muchos dineros, pensaba en cuál manera que utilizase el poco dinero que tuvo.
Aunque supo que podría ahorrarlo para obtener más, al final decidió que lo invirtiese en él mismo. Por ejemplo, compró o puso el dinero en los juegos para aprenderlos.
Por otro lado, indica que la verdad es que este dinero se puede utilizar en cualquier cosa para mejorarse.
Mr. Yoshiki Okamoto's theme for tonight is communication.
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きちんと自分の気持ちを伝えられてますか？相手に真意が伝わるワードの選び方｜岡本吉起塾Ch
He says that the most important thing that we should remember whenever we talk in front of people is to be able to convey what we want to say.
According to Okamoto-san, most people, for one reason or another, aren't able to do this well, so that they lose the opportunity given them. As a result, for instance, the person fails the oral exam conducted by the human resources department of a certain company.
Finally, Okamoto-san explains that whenever he himself speaks, he always thinks about his audience, and refrains from using extremely difficult words that his audience wouldn't be able to understand.
Esta noche Sr. Yoshiki Okamoto habla del tema de la comunicación.
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きちんと自分の気持ちを伝えられてますか？相手に真意が伝わるワードの選び方｜岡本吉起塾Ch
Según él, cuando hablamos delante de otra persona, debemos recordarnos que lo más importante es comunicar lo que queremos decir.
Indica que mucha gente, por alguna razón o otra, no puede hacer bien esta tarea así que pierde la oportunidad, y como resultado, por ejemplo, no aproba el examen oral que hace por el departamento de los humanos recursos de la compañía.
Por último, Sr. Okamoto dice que cuando él habla, siempre piensa en sus espectadores, entonces no utiliza palabras tan difíciles que la mayoría de la gente no comprenderá.
Today let me share with you Mr. Yoshiki Okamoto's perspective on the lawsuit filed by Sony against Tencent for infringing the copyright of its game, Horizon, with Tencent's newly released game called Light of Moritam.
He points out that the look as well as the story of Tencent's game are the same with those found in Sony's own game, so that Sony has filed a legal case against Tencent.
Okamoto-san also says that Sony sees Tencent as a company that doesn't want to grow anymore with its launching of a game that is very similar to Sony's or one from FromSoftware.
However, according to Okamoto-san, Tencent had contacted Sony asking if they could work on a project together, but Sony rejected the invitation.
Finally, Okamoto-san believes that Sony won't win in this lawsuit, and Tencent will escape punishment, although only barely.
Esta noche Sr. Yoshiki Okamoto habla de su perspectiva acerca el caso de Sony contra Tencent por infringir los derechos de su juego Horizon con su lanzamiento llamado Light of Moritam.
Indica que tanto la pinta como la historia del juego de Tencent son iguales con las de Sony entonces ha presentado una demanda a Tencent ante la corte.
También Sr. Okamoto dice que a Sony le parece que Tencent no quiere crecer más así que ha lanzado un juego muy parecido con el de Sony o uno de FromSoftware.
No obstante, según Sr. Okamoto, Tencent había contacto a Sony si pudieran trabajar en un proyecto juntos, pero Sony rechazó la invitación.
Por fin, Sr. Okamoto cree que Sony no ganará en su demanda, y Tencent escapará el castigo, si bien casi no.
There has been a series of incidents involving fire whose cause has been attributed to the Li-ion battery, the same one used in mobile batteries and similar gadgets. To prevent any untoward incident from happening, it's important to avoid putting the battery inside a hot room and letting it hit a hard surface. But why has there been an increase in the number of batteries catching fire? Should we need to be extra careful in order to prevent accidents?
Inside the Li-ion battery, there are several sheets of electrodes soaked in electrolytes and which have been layered atop each other like mille-feuille. The electrodes can either be positive or negative, and both can cause a short-circuit when touched directly. This is why a sheet has been placed between them to create a partition.
Esta noche Sr. Yoshiki Okamoto habla de su sueño de ser arquitecto. Cuenta que todavía su familia tiene una casita en la provincia (en la isla de Shikoku) y aunque ha dado a su hermano menor la gran parte de su hogar allí, todavía quiere diseñar la dicha casita para su madre.
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初めて建築デザインする家が決定しました！〜岡本吉起、建築家への道【第一章】〜｜岡本吉起塾Ch
También, indica que es muy pequeña, y solo un futon se puede poner en su espacio. No obstante, Sr. Okamoto planea utilizar la madera para el suelo, poner los pilares blancos, y añadir un techo que tiene la forma de triangulo.
Por fin, como Sr. Okamoto ha explicado en el comienzo de su charla, hace muchos años, quería ser como Sr. Shigeru Miyamoto, el gran creador de Nintendo, si bien después de tratar y esforzarse, aprendió que no podía alcanzar el mismo éxito del maestro.
No obstante, como ha dicho que quiere ser arquitecto, y aunque no tiene ninguna licencia ni iba a la escuela de los arquitectos, cree que cuando una persona comienza a diseñar una casa, ya es arquitecto. Entonces, él pondrá más vídeos relacionados con este tema.
Tonight I have two pieces of news for you. The first one is about Mr. Yoshiki Okamoto's talk on "Area 51," a place in the U.S. The second is about the meaning of life by former Prime Minister of Japan, Fumio Kishida.
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【陰謀論】UFO研究の真相は？アメリカ空軍基地「エリア５１」のウワサと事実｜岡本吉起塾Ch
First, Okamoto-san says that in the U.S., there's actually a place called "Area 51," and there are people who believe that aliens are being researched there. However, while the CIA has confirmed the existence of the said place, no aliens are in fact there.
It might be because the researchers are working on advanced technology involved with stealth that the rumor about aliens had spread. For Okamoto-san, a person who tells lies would need to keep on telling lies up until the end, and is therefore difficult to trust. He adds that if the person's intention had been to get people to believe him, then it would have been better if he told the truth right from the start.
Next, we move on to former Prime Minister Kishida's speech, where he spoke to students about the idea that people who've found the meaning of life can be grateful, and therefore can also be grateful for their own life.
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失敗しても「人生の全てには意味がある」と思え感謝できたら、自分の人生に納得することができる
At 67, the former Prime Minister admits that he's still doing his best to accept the aforementioned statement.
Today let me share with you three financial instruments that are hailed to be profitable investments: Social Security System (SSS) Pension Booster, Modified Pag-IBIG 2 (Pag-IBIG MP2) and Bank of the Philippine Islands (BPI) Plan Ahead as subjected to the Capital Markets Efficiency Promotion Act (CMEPA). The first two are government programs, while the last is a private product from BPI.
I first began to learn more about the SSS Pension Booster after reading from the news that the BPI Plan Ahead is getting subjected to the 20% Final Withholding Tax due to the CMEPA starting July 2025.
As an SSS contributor, I have, in fact, noticed that I can add more than the required monthly contribution through the voluntary Pension Booster. As you all know, our monthly contribution is calculated based on our salary whenever we generate our Payment Reference Number (PRN) for the month.
With a projected Return-on-Investment (ROI) rate of 6%, I could even receive 20,000 PHP per month according to the SSS's pension calculator after I retire.
Furthermore, the rule indicates that while I could only receive my pension after I've retired, meaning that I've stopped working even as self-employed, the SSS has explained, "At 65 years old, whether employed or not, he can already claim for retirement benefit."
The idea is that if I've contributed a total of 1 million pesos in a span of 20 years at 4,230 pesos per month, I could get back this amount plus the 6% profit per annum after I've retired in the form a monthly pension or lump sum. Therefore, a 65 year old pensioner who lives until 80 years old would get back this amount at roughly 12,222 pesos per month in a span of 15 years. In addition, those who are able to live longer are said to be eligible to continuously receive this benefit.
Meanwhile, the Pag-IBIG MP2 offers an alternative to those who can wait in five-year intervals regardless of whether they're retired or not.
The Pag-IBIG MP2 also boasts an ROI rate of at least 6% per annum upon locking one's savings for five years and is also tax-free given that it's a program from the Philippine government.
As to the BPI Plan Ahead CMEPA, my view is that since it also requires the savings to be locked for five years, I'd say that before availing of it, it would be wise to first know if this BPI product is going to yield a net profit of 4% per annum or only 3.2% due to the CMEPA. And if the amount to be gained is high enough even with the CMEPA, then investing money in this product would be reasonable.
In summary, the idea of a lifetime benefit through the SSS pension or similar attracts people. On the other hand, there will surely be those who'd worry that getting more than the amount we had contributed even with the added 6% profit rate wouldn't be sustainable. But perhaps this is why the rules get amended and the amount to be contributed increased, so that there will still be money for those who've contributed and are now retired. In the end, not putting all our eggs in one basket, that is, having a well-diversified portfolio with investments in both the public and the private sectors, still seems to me the best way to go.
